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“Odds Slide: Fed May Be Less Eager to Cut Rates Again”
November 13th, 2025 | Market Insights | Presented by ReadySetLoan™️ Markets were brimming with optimism that the Fed would cut short-term rates in December. Just a week ago, that probability was as high as ~91%. Now, those odds have dropped to around ~70% as inflation remains stubborn and internal dissent grows. This change is sending ripples through mortgage markets and borrower expectations. Why the optimism is cooling Even though there was a recent rate cut, some Fed offic

Neil Caron
Nov 132 min read


Surge of New Yorkers? What It Means for Connecticut Housing
November 12, 2025 | Market Insights | Presented by ReadySetLoan™️ The recent election outcome in New York City has stirred talk of residents reconsidering their living arrangements. With the new city leadership and shifting policies, some New Yorkers are exploring suburban or nearby states — and Connecticut is firmly in the conversation. While the exodus may not be massive, the ripple effects could impact the housing and mortgage landscape for local buyers and homeowners. The

Neil Caron
Nov 123 min read


Demand Cools as Rates Rebound: What This Means for Connecticut Buyers
November 9, 2025 | Market Insights | Presented by ReadySetLoan™️ Mortgage demand is slowing again, even after rates dipped to their lowest point of the year. That brief moment of relief sparked some activity — but as rates crept back up, buyer enthusiasm cooled fast. For Connecticut homebuyers and homeowners, this is a real-time reminder that the mortgage market moves faster than the headlines — and that being prepared is far more valuable than waiting for the perfect moment.

Neil Caron
Nov 93 min read


Deals Falling Through: Buyer Caution Rises in a Shaky Economy
November 6th, 2025 | Market Insights | Presented by ReadySetLoan™️ More home-purchase deals are collapsing before closing as economic uncertainty grows. Nationwide, roughly 15% of pending home sales were canceled in September , up from 13.6% a year earlier. Buyers are increasingly pulling out due to job worries, tighter budgets, and shifting confidence. For Connecticut, where affordability is already stretched, this trend highlights the importance of preparation, strategy, an

Neil Caron
Nov 62 min read


Aging Out: First-Time Homebuyers Hit Record Low, Age Hits All-Time High
November 6, 2025 | Market Trends | Presented by ReadySetLoan™️ The dream of homeownership is still alive — but it’s arriving later in life. New data shows first-time homebuyers now make up a smaller portion of the market than ever before, while their average age has climbed to a record high. High prices, rising rates, and shrinking inventory have made it harder for younger buyers to get their foot in the door, fundamentally reshaping what “first-time buyer” means in today’s h

Neil Caron
Nov 62 min read


Will 6% Mortgage Rates Unlock New Opportunities for Homebuyers?
November 5, 2025 | Mortgage Insights | Presented by ReadySetLoan™️ Mortgage rates hovering in the low-6% range are breathing some fresh air into an otherwise tight housing market. While affordability is still a challenge, buyers are finally seeing a window of opportunity. The key now is understanding how to make the most of it — from timing your purchase to evaluating loan options and assistance programs that can help turn “maybe someday” into “let’s do this.” 📉 Rates Are Ea

Neil Caron
Nov 53 min read


Adjustable-Rate Mortgages Are Back: A Hidden Risk in Today’s Market
November 2025 | Mortgage Insights | Presented by ReadySetLoan™️ The Return of a Risky Loan Type As mortgage rates remain elevated, many buyers are turning again to adjustable-rate mortgages (ARMs) to reduce initial costs. These loan products were once at the center of the housing collapse, but are now making a comeback. ARMs offer lower starting rates, typically for a fixed period, before adjusting based on short-term interest rates. For borrowers looking to minimize monthly

Neil Caron
Nov 32 min read


Home Insurance Now Consumes Nearly 10% of Mortgage Payments
September 21, 2025 | Data & Mortgage Insight | Presented by ReadySetLoan™️ For decades, homeowners focused primarily on interest rates...

Neil Caron
Sep 212 min read


Housing Inventory Shifts Since 2019: What It Means for Connecticut Buyers and Sellers
September 20, 2025 | Housing Market Trends | Presented by ReadySetLoan™️ The U.S. housing market looks very different today compared to...

Neil Caron
Sep 202 min read


Home Purchase Backouts on the Rise: What This Means for Connecticut
September 19, 2025 | Housing Market Trends | Presented by ReadySetLoan™️ Contract Cancellations Hit New Highs Home purchase cancellations...

Neil Caron
Sep 192 min read


Is Mortgage Relief Fueling the Next Housing Bubble?
September 15, 2025 | Housing Policy | Presented by ReadySetLoan™️ Despite stubbornly high interest rates, home prices across the U.S. —...

Neil Caron
Sep 152 min read


Homeownership Slips, Rentership Surges — What This Means for Connecticut
September 11, 2025 | Housing Market Trends | Presented by ReadySetLoan™️ For the first time since 2016, the U.S. homeowner population has...

Neil Caron
Sep 112 min read


Home Purchase Cancellations Are Spiking—And It’s All About Affordability
September 3, 2025 | Housing Market Trends | Presented by ReadySetLoan™️ Want the headlines in a nutshell? About 1 in 7 home purchase...

Neil Caron
Sep 32 min read


Summer Home Sales Slow to a 10-Year Low: What It Means for CT Buyers and Sellers
August 30, 2025 | Housing Market Trends | Presented by ReadySetLoan™️ This summer, the U.S. housing market has cooled to its slowest pace...

Neil Caron
Aug 302 min read


America’s Housing Market Is Shuddering: What It Means for Connecticut Buyers
August 27, 2025 | Housing Market Trends | Presented by ReadySetLoan™️ America’s housing market has started to stumble. After years of...

Neil Caron
Aug 272 min read


🏠 Is Real Estate Really in a Recession Until 2026?
August 22, 2025 | Market Trends & Forecasts | Presented by ReadySetLoan™️ The national economy may be holding steady, but the housing...

Neil Caron
Aug 222 min read


🏡 Migration 2025: Where Americans Are Moving—and What It Means for Connecticut
August 19, 2025 | Housing Trends | Presented by ReadySetLoan™️ Americans are still packing their bags in big numbers—but the destinations...

Neil Caron
Aug 193 min read


☀️ Summer Surge or Sputter? Will Rising Inventory Cool Down New England’s Red-Hot Housing Season?
August 12, 2025 | Market Trends & Inventory | Presented by ReadySetLoan™️ New England’s summer real estate market has long been a...

Neil Caron
Aug 122 min read


🚫 Stop Calling It a Buyer’s Market — Connecticut, We’re Not There (Yet)
📅 August 4, 2025 | 🏡 Market Watch | Presented by ReadySetLoan™ 📣 Social feeds are buzzing with agents declaring “Buyer’s market!” —...

Neil Caron
Aug 43 min read


FHA Delinquencies Rise—But Home Equity Still Holds Strong
July 28, 2025 | Market Watch | Presented by ReadySetLoan™ Rising mortgage delinquencies might sound alarming at first glance—but the...

Neil Caron
Jul 282 min read
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