CT Real Estate Weekly

January 13, 2026 | Connecticut Housing Market Update | Presented by   ReadySetLoan™ The Connecticut housing market ended 2025 with steady momentum. Home sales increased modestly, prices remained elevated, and inventory stayed tight — conditions that continue to shape the experience for Connecticut homebuyers heading into 2026. For buyers navigating today’s market, one reality stands out: flexibility matters . That includes not only where you buy, but what kind of home you’re

January 2026 | Housing Market | Presented by ReadySetLoan™️ Over the past few years, many Connecticut homebuyers—especially first-time buyers—have felt like they’re competing against more than just other families. Large investors, private equity firms, and real estate investment trusts have increasingly entered the single-family housing market, often buying homes in bulk and turning them into long-term rentals. A new proposal from former President Donald Trump aims to change

January 2026 | Connecticut Housing Insight | Presented by ReadySetLoan™️ Connecticut homeowners are sitting on something incredibly valuable right now: historically low mortgage rates locked in over the past few years. The problem is those same low rates are keeping many people stuck. A growing concept known as mortgage portability could offer a smarter path forward, especially for Connecticut buyers looking to move without giving up the financing they worked hard to secure.

January 1st 2026 | Market Insights | Presented by ReadySetLoan™ Mortgage rates have been one of the biggest concerns for Connecticut homebuyers over the past two years. With rates no longer sitting at historic lows, many buyers are asking the same question: Are mortgage rates actually high — or just high compared to what we recently experienced? Looking at mortgage rate history provides important perspective, especially for buyers navigating today’s Connecticut housing market

January 31, 2026 | Connecticut Mortgage Education | Presented by   ReadySetLoan™️ For many Connecticut homeowners, the biggest financial question isn’t whether  they can afford their home — it’s how to manage their mortgage more efficiently over time. With higher home prices across Hartford County, Tolland County, New London County, and shoreline communities like Mystic and Stonington, buyers are increasingly focused on interest management, cash flow, and long-term equity str

December 2025 | First-Time Homebuyers | Presented by ReadySetLoan™️ Hi. I’m 18 years old. I’m in college. I don’t own a house. I don’t even own a couch that wasn’t free. But I do  think about the future — and one of the biggest questions I keep asking is:  How does someone my age actually get ready to buy a home in Connecticut someday? Everyone keeps talking about down payments , mortgage programs , and credit , but no one really explains it in a way that makes sense if you’r

December 18, 2025 | Connecticut Housing Market | Presented by   ReadySetLoan™️ For Connecticut homebuyers, the last few years have felt like chasing a finish line that keeps moving. Prices jumped, rates rose, and inventory stayed painfully tight — especially in towns like South Windsor, West Hartford, Glastonbury, Mystic, and along the shoreline. As we look ahead to 2026, the affordability picture in Connecticut is starting to change — not with a crash or dramatic reset, but

December 3, 2025 | Connecticut Lifestyle | Presented by ReadySetLoan™️ Connecticut just pulled off one of the cleverest branding wins of the year: a statewide campaign staking its claim as the pizza capital of the United States . And believe it or not, that marketing push is reshaping how people across the country see our little corner of New England. It’s bold, it’s fun — and, honestly, it says a lot about how Connecticut is leaning into identity, culture, and community in a

December 2025 | Mortgage Basics | Presented by ReadySetLoan™️ Conforming loan limits shape how much buyers can borrow while staying within traditional Fannie Mae and Freddie Mac guidelines. These limits shift over time as home prices rise, and understanding how they’ve changed helps buyers, sellers, investors, and homeowners make smart decisions. Here’s a clear, ReadySetLoan™️-style breakdown of how conforming loan limits have evolved — and why the numbers keep moving upward.

November 12, 2025 | Mortgage Strategy | Presented by ReadySetLoan™️ The 50-year mortgage has entered the conversation as buyers search for creative ways to make homeownership more affordable. But before you sign up for half a century of payments, it’s important to understand how stretching your term impacts your total cost, equity growth, and financial flexibility. Why the 50-Year Mortgage Is Gaining Attention As home prices and mortgage rates remain elevated, some lenders ha

November 12, 2025 | Market Insights | Presented by ReadySetLoan™️ The recent election outcome in New York City has stirred talk of residents reconsidering their living arrangements. With the new city leadership and shifting policies, some New Yorkers are exploring suburban or nearby states — and Connecticut is firmly in the conversation. While the exodus may not be massive, the ripple effects could impact the housing and mortgage landscape for local buyers and homeowners. The

November 1, 2025 | Market Outlook | Presented by ReadySetLoan™️ In Connecticut, the housing cost dynamics are shifting in ways that matter for anyone weighing whether to keep renting or take the the leap into homeownership. Across different regions of the the state, the monthly cost of owning a home is becoming more competitive relative to renting. For many households, especially those ready to get financially serious, now might be the right moment to explore buying. Local ma

October 2025 | Rate Forecasts & Affordability | Presented by ReadySetLoan™️ The Forecast Isn’t as Relaxed as Some Hoped Despite recent dips in mortgage rates, the outlook from housing finance forecasts remains cautious. The latest projections put the 30-year fixed mortgage rate at about 6.3% by year-end , slightly above recent averages and suggesting no quick drop below 6% in 2025. Although there is optimism for next year, with projections tracking closer to 5.9% by the end o

October 2025 | Economic Perspective | Presented by ReadySetLoan™️ From Farmhands to Professionals Two and a half centuries ago, the average American worker was farming, forging, or crafting goods by hand. Today, they’re analyzing data, managing teams, and leading digital innovation. Across 250 years, the U.S. workforce has evolved from agricultural grit to professional precision — trading physical endurance for mental agility, and local production for global collaboration. Th

October 2025 | Market Migration | Presented by ReadySetLoan™️ A Tale of Two Markets The line between New York City and Connecticut real estate keeps blurring. As high-income professionals trade city skyline views for suburban breathing room, Fairfield County has become one of the most sought-after relocation zones in the Northeast. After years of remote and hybrid work reshaping buyer behavior, the trend has evolved from temporary movement to permanent migration. What started

October 2025 | Market Insights | Presented by ReadySetLoan™️ A New Level of Luxury Connecticut’s luxury market is rewriting the record books. For the first time, seven Connecticut ZIP codes  now rank among the most expensive in the nation  — and every single one of them lies within Fairfield County . These elite pockets represent some of the most desirable communities in the Northeast, defined by high-end amenities, coastal access, and a deep bench of cash buyers. Here’s wher

October 2025 | Market Trends | Presented by ReadySetLoan™️ What the Numbers Show A new wave of growth is reshaping the U.S. housing map — and while Connecticut isn’t on the list of the nation’s top 50 fastest-growing counties, the lessons are crystal clear. Population growth continues to accelerate across key regions, led by affordability, job opportunities, and lifestyle appeal. These migration patterns are transforming once-affordable markets into bustling housing hubs. And

October 2025 | Market Signals | Presented by ReadySetLoan™️ A New Shift: Inventory Flattens While Foreclosure Filings Climb A key piece of data has emerged: foreclosure filings across the U.S. are rising, even as the housing inventory rebound loses steam. In June 2025 , ATTOM reported that 1 in every 4,361 housing units  faced a foreclosure filing—with Connecticut  ranking 20th nationally, at 1 in every 4,609 units . In the first half of 2025, total foreclosure filings jumped

October 2025 | Market Pulse | Presented by ReadySetLoan™️ What’s Changing — With a Local Twist After several months of improving housing...

October 8, 2025 | Connecticut Real Estate Trends | Presented by ReadySetLoan™️ Connecticut’s housing scene is turning heads across the country — and for good reason. According to Zillow’s latest data, four Connecticut metro areas  are now ranked among the hottest housing markets in the nation . Hartford leads the charge, with Norwich, Bridgeport, and New Haven following close behind. From lightning-fast sales to record-high prices, the Nutmeg State’s real estate market is off