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Market Trends

Neil Caron
Mar 141 min read
Black First-Time Buyers Led the 2024 Housing Market
A new study from ReadySetLoan found that 62% of Black homebuyers in 2024 purchased their first home , a figure just shy of the record...
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Neil Caron
Mar 71 min read
Mortgage Rates See Steepest Drop Since September—What It Means for Homebuyers 🏡📉
Mortgage rates continue their downward trend , with the 30-year fixed rate dropping to 6.63% this week—a 0.13% decline from the...
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Neil Caron
Mar 53 min read
🏡 Innovative Solutions to Overcome Down-payment Hurdles for First-Time Buyers
The dream of homeownership is slipping further out of reach for many Americans, especially young professionals, first-time buyers, and...
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Neil Caron
Mar 43 min read
Affordability Challenges Shift Home Buyers’ Preferences Toward Smaller, More Personalized Homes in 2025
The housing market continues to evolve, and affordability is driving a major shift in homebuyer preferences. According to new research,...
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Neil Caron
Mar 32 min read
New ReadySetLoan Research: Rising Taxes and Insurance Costs Threaten Homeownership Stability
New research from ReadySetLoan reveals that nearly half of U.S. homeowners are concerned that rising property taxes and soaring...
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Neil Caron
Mar 11 min read
Things are looking up?
After a 2nd year of stubbornly high mortgage rates and weak transaction volumes, it's hard to see the positives. Here's why you should...
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Neil Caron
Feb 282 min read
ReadySetLoan on Housing Market Uncertainty: What Homebuyers and Investors Need to Know
“We have to be aware that we’re moving into a very economically risky period in America,” says ReadySetLoan , highlighting the growing...
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Neil Caron
Feb 281 min read
The Market Has Shifted: It’s a Buyer’s Market
For the first time in years, the U.S. housing market is tilting in favor of buyers. According to the latest data, trends suggest that...
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Neil Caron
Feb 272 min read
Homebuyers Are Adjusting to the New Normal of 7% Mortgage Rates
Rates in the 7% range are just one of the obstacles to navigate at the start of the spring homebuying season. As the 2025 spring...
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Neil Caron
Feb 262 min read
Home Price Growth Slows, But Economic Concerns Keep Some Buyers on the Sidelines
After years of soaring home prices, the market is finally experiencing a slowdown in price growth. However, despite this shift,...
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Neil Caron
Feb 262 min read
Sellers Adjust Strategies as Buyers Face Higher Mortgage Rates
As the housing market moves into the spring season, sellers are making strategic price cuts to attract buyers who are struggling with...
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Neil Caron
Feb 252 min read
Mortgage Rates Expected to Stay Above 6.5%—What This Means for Homebuyers
If you’re hoping for a significant drop in mortgage rates, you may need to adjust your expectations. ReadySetLoan is keeping a close eye...
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Neil Caron
Feb 252 min read
Connecticut Spring Market: Buyers Compete as Prices Shift
As the Connecticut real estate market gears up for spring, homebuyers and sellers are navigating an evolving landscape. In cities like...
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Neil Caron
Feb 242 min read
Spring Market Outlook for Connecticut
Historically, spring has been a hot season for real estate, with increased listings, rising buyer demand, and competitive bidding. But...
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Neil Caron
Feb 193 min read
Mortgage Delinquencies Reach a Three-Year High – What Homeowners Need to Know
The national mortgage delinquency rate climbed to 3.72% in December 2024, reaching its highest point in nearly three years, according to...
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Neil Caron
Feb 183 min read
Mortgage Delinquencies on the Rise: Should Homeowners Be Concerned?
In recent months, mortgage delinquencies have been creeping upward across the United States. While overall levels remain historically...
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Neil Caron
Feb 172 min read
Cash is King: All-Cash Home Purchases Reach 11-Year High
In a housing market defined by high mortgage rates and tight inventory, cash buyers are taking the lead. The share of homes purchased...
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Neil Caron
Feb 162 min read
Rising Inflation Deals Blow to Potential Interest Rate Cuts
Inflation Target Increasingly Out of Reach—What It Means for Homebuyers The housing market is starved for relief on mortgage rates, but...
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Neil Caron
Feb 152 min read
Will Higher Inflation and Mortgage Rates Lead to a Recession?
The Critical Role of Construction Workers in Economic Cycles The latest Consumer Price Index (CPI) report revealed inflation rates that...
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Neil Caron
Feb 132 min read
Price Cuts on Homes Reach Seven-Year High: What It Means for Sellers and Buyers
January’s new listings jumped 11.5% year over year January saw a significant shift in the housing market, with nearly a quarter of all...
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