🐷 Concessions Surge: Nearly Half of Home Sellers Offering Buyer Incentives in 2025

Is the power shifting back to buyers? Here's what it means for you.

According to fresh data from Redfin, 44.4% of U.S. home sellers offered concessions to buyers in Q1 2025—nearly matching record highs and signaling a potential shift toward a buyer-friendly market. Concessions, which can include seller-paid closing costs, repair credits, or mortgage rate buydowns, are becoming a strategic tool in a cooling real estate landscape.

👉 At ReadySetLoan, we’re here to help you understand what these trends mean for your homebuying strategy. Whether you’re negotiating a deal or trying to budget smartly, our team breaks it down so you can race toward your closing day with confidence.

🐷 RSL Piggy Points: What You Need to Know

• Seattle leads the pack with a staggering 71.3% of sales involving concessions—almost double last year’s figure.

• Portland followed at 63.9%, with Atlanta (61.5%), San Diego (60.7%), and Denver (59.2%) rounding out the top cities.

• In contrast, New York City saw the biggest drop, with just 5.5% of deals involving concessions—down from over 20% the year prior.

• Nationwide, nearly 1 in 5 homes sold in Q1 included both a price cut and a concession, with 9.9% of sales offering a triple combo: a concession, price cut, and final sale price below list.

  
  

💡 RSL Perspective

“Sellers are adjusting to a more competitive environment,” explains Neil Caron, Area Manager at CMG Mortgage. “As inventory climbs and buyers face affordability pressures, concessions become key in closing deals.”

This rise in concessions reflects more than just a buyer’s market—it’s a sign of opportunity. If you're looking to buy, this could mean real savings at the closing table.

🎯 Don’t Miss Your Moment

Markets shift, but education gives you the edge. At ReadySetLoan, we help you understand every detail—from concessions and rate buydowns to negotiating repairs—so you feel confident navigating today’s real estate market.

📌 Ready to take the lead in your homebuying journey?

Visit ReadySetLoan today and let our resources be your secret weapon.

www.ReadySetLoan.com