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Neil Caron
2 days ago3 min read
Housing Inventory on Track to Normalize in 40% of U.S. Markets in 2024
The real estate market is poised for a significant shift in 2025, as housing inventories across the country show promising signs of...
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Neil Caron
3 days ago2 min read
FHA and VA Loan Mortgage Delinquencies on the Rise
Mortgage delinquency rates saw a slight uptick over the past year, but the performance of loans varied significantly depending on the...
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Neil Caron
3 days ago3 min read
The State of U.S. Homeownership: Do Younger Buyers Hold the Key?
High home prices and mortgage rates have kept some younger age groups renting, but what does the data really show? The latest Census...
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Neil Caron
3 days ago1 min read
Mortgage Rates Finally Make a Move (Lower)
The recent absence of volatility in day-to-day mortgage rate movement has been an easy target for light-hearted indignation among market...
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Neil Caron
4 days ago2 min read
FHA 203(h) Loan: Rebuilding After Disaster – Is It Right for You?
Disasters can strike unexpectedly, leaving homeowners with the daunting task of rebuilding their lives. If you've been affected by a...
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Neil Caron
4 days ago1 min read
Fannie and Freddie: Single-Family Serious Delinquency Rates Rose in December
The latest data shows an increase in serious delinquency rates for single-family loans backed by Fannie Mae and Freddie Mac in December....
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Neil Caron
5 days ago1 min read
Homebuilders Welcome Tariff Pause on Canadian and Mexican Imports
Homebuilders are praising former President Trump’s decision to delay the planned 25% tariffs on imports from Canada and Mexico for 30...
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Neil Caron
5 days ago2 min read
Buyer’s Market vs. Seller’s Market: What’s the Difference?
In the real estate world, two key terms get tossed around frequently: buyer’s market and seller’s market . But what exactly sets these...
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Neil Caron
6 days ago1 min read
Tuesday Market Movement Update
Mortgage rates trended lower last week. New home sales jumped in December. Home price appreciation continued to rise in November....
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Neil Caron
6 days ago1 min read
Is Refinancing Right for You? Here’s What to Consider
Here are the top six reasons people consider refinancing their home loans......... Rate Reduction: Even a small decrease in your interest...
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Neil Caron
7 days ago1 min read
States Seeing the Largest Gains and Losses in Homeownership
ReadySetLoan recently reviewed findings based on U.S. Census data from 2019 to 2024. While some states have seen substantial growth in...
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Neil Caron
7 days ago1 min read
Could Home Prices Dip This Spring? Key Market Signals to Watch
At ReadySetLoan , we’ve been tracking the shifting housing market closely. Recently, we noted that the inventory of unsold homes is on...
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Neil Caron
Jan 311 min read
U.S. Homes Sales in 2024 Fell to Lowest Level in Nearly 30 Years
4.06 million Higher mortgages rates and record home prices kept sales subdued for the second straight year Existing-home sales in the...
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Neil Caron
Jan 311 min read
Markets in a minute......
It's time for Markets in a Minute! Here's your weekly look at what's happening with rate movement, the economy and the housing market....
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Neil Caron
Jan 311 min read
Household income required to buy a home in every state
In 36 out of the 50 states, homebuyers need to earn six figures to afford a home.
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Neil Caron
Jan 311 min read
Mortgage Rates Hold Steady: What Homebuyers Need to Know
As of January 30, 2024, the average 30-year fixed-rate mortgage stands at 6.95% , marking a slight dip from last week’s 6.96% , according...
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Neil Caron
Jan 312 min read
New Home Sales Shine as Market Closes Strong in 2024
The market for newly built homes continues to be a bright spot in the housing industry. As 2024 wrapped up, new home sales and...
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Neil Caron
Jan 281 min read
Why didn’t we see a home-price correction in 2024?
Existing home sales ended the year on a positive note, aligning with our Housing Market Tracker data, and surprisingly, home prices also...
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Neil Caron
Jan 271 min read
“Home Same Home”
The U.S. just experienced its slowest year for home sales in nearly 30 years, driven by a combination of high mortgage rates and...
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Neil Caron
Jan 211 min read
Mortgage Facts vs. Myths #1
Truth While a 20% down payment may help you avoid private mortgage insurance (PMI), you don't need to put down that much to buy a home....
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