💰 Home Equity Surges to $34.5 Trillion — Are You Sitting on Untapped Potential?
- Neil Caron
- Aug 20
- 2 min read
August 20, 2025 | Home Equity Trends | Presented by ReadySetLoan™️
America’s homeowners are holding more equity than ever before — and the numbers are jaw-dropping. According to a new LendingTree study, total U.S. home equity hit $34.5 trillion in the first quarter of 2025, up $600 billion from the same time last year and a whopping $4.7 trillion from 2023.
For Connecticut homeowners, this isn’t just an impressive headline — it’s a signal that the value sitting in your home may be the key to your next big move.
📈 The Rise of the Home Equity Loan Offer
The average home equity loan offer nationwide is now $144,330 — that’s up 39% from $104,102 in early 2023. Translation? If you’ve built up equity, lenders are willing to extend bigger offers than they were just a few years ago.
Highest Average Offers
Hawaii: ~$493,143
California: ~$326,923
Utah: ~$323,702
Lowest Average Offers
West Virginia: ~$64,916
Iowa: ~$72,817
Arkansas: ~$81,645
🐷 RSL Piggy Points
Connecticut’s steady property values mean many homeowners here are quietly building equity without even realizing it.
Higher loan offers can be used for strategic moves — like home renovations that boost value or consolidating higher-interest debt.
Not all equity tapping is equal — it’s important to compare loan terms, interest rates, and your long-term goals before making a move.
🎙 Neil’s Take
"We’re seeing a market where equity is not just a safety net — it’s a powerful financial tool. For Connecticut homeowners, tapping into that equity smartly can create opportunities, whether that’s upgrading your home, funding education, or positioning yourself for the next market cycle." — Neil Caron, Area Sales Manager at CMG Mortgage
🏁 RSL Perspective
At ReadySetLoan™️, we believe homeownership isn’t just about where you live — it’s about what your home can do for you. Record-breaking equity levels open the door to possibilities that can shape your financial future. Whether you’re thinking about a renovation, debt consolidation, or other life goals, we’re here to guide you from the starting line to the finish line.
Your home’s equity could be your next big advantage. Let’s explore your options together.
Visit ReadySetLoan™️ to learn how your home’s value can work harder for you.
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