🏠 Is Real Estate Really in a Recession Until 2026?

Neil Caron
Aug 22
2 min read

August 22, 2025 | Market Trends & Forecasts | Presented by ReadySetLoan™️

The national economy may be holding steady, but the housing market is telling a different story. At the 2025 Mega Agent Camp, Keller Williams co-founder Gary Keller made waves with a bold prediction: real estate could remain in recession until late 2026.

That doesn’t mean every street corner is boarded up—but it does mean buyers, sellers, and mortgage professionals should brace for an extended stretch of uncertainty. For homebuyers here in Connecticut, the message is clear: affordability challenges and high inflation aren’t vanishing overnight.

📉 Stagflation and Housing: A Connecticut Perspective

Keller pointed to a tricky economic mix—stagflation—where wages flatten while inflation remains high. For Connecticut families already juggling rising costs of groceries, utilities, and childcare, this spells hesitation when it comes to jumping into homeownership.

The dilemma? If the Federal Reserve cuts rates to help buyers, home prices could spike again. If they hold rates higher, affordability remains blocked. Either way, CT buyers and sellers need to play the long game.

🐷 RSL Piggy Points

Here’s what ReadySetLoan™️ wants Connecticut buyers and homeowners to keep in mind:

🐷 This is a housing recession, not a financial collapse. Jobs and banking remain stable; the challenge is affordability.
🐷 Opportunities still exist. Homes that sit longer on the market may give CT buyers more negotiation leverage.
🐷 Timing matters. By mid-2026, we may see clearer signals—but the best deals often appear when everyone else is standing still.
🐷 Preparation is power. Know your numbers, explore loan options, and keep your credit strong while waiting for conditions to shift.

🎙 Neil’s Take

“Gary Keller’s forecast shouldn’t scare buyers—it should motivate them. In Connecticut, I’m already seeing families use this slower market to their advantage. Instead of rushing into bidding wars, they’re negotiating better terms, securing seller concessions, and planning their mortgage strategy with care. That’s the kind of smart play that sets homeowners up for long-term success.”

– Neil Caron, Area Sales Manager at CMG Mortgage

✅ RSL Perspective

At ReadySetLoan™️, we’re not just tracking national headlines—we’re guiding Connecticut buyers through them. Whether the market rebounds in 2026 or later, the key is education and preparation. A market in “recession” doesn’t mean your homeownership dreams are off the table. It means the prepared buyers win the race.

🚀 Final Lap: Take Action Now

Connecticut’s housing market has its own twists and turns—but your homeownership journey doesn’t have to hit a wall. At ReadySetLoan™️, we guide CT buyers and homeowners through every curve, from Fairfield County to the Quiet Corner.

🏡 Your opportunity may be closer than you think. Whether you’re buying in Hartford, New Haven, the shoreline, or beyond, planning ahead today sets you up to win tomorrow.

📞 Contact ReadySetLoan™️ and let’s map out a strategy to get you across the finish line in Connecticut’s market.