November 15th, 2025 | Market Insights | Presented by ReadySetLoan™️ Big news for homebuyers — especially those just starting their credit journey. Fannie Mae has announced a major update to its credit score requirements that could help more Americans qualify for mortgages. By expanding the models it uses and recognizing alternative credit data like rent and utility payments, Fannie Mae aims to make the mortgage process more inclusive while maintaining responsible lending stan

November 14th, 2025 | Market Insights | Presented by ReadySetLoan™️ The U.S. housing market has been stuck in a deep freeze — with high mortgage rates, affordability pressure, and sellers reluctant to let go of low-rate homes. While there are signs of softening (more listings, slightly better sentiment), the thaw is slow and incomplete. Buyers are cautious, sellers remain hesitant, and the rebound hasn’t gained enough heat yet. What’s really keeping the market frozen Even wit

November 13th, 2025 | Market Insights | Presented by ReadySetLoan™️ Markets were brimming with optimism that the Fed would cut short-term rates in December. Just a week ago, that probability was as high as ~91%. Now, those odds have dropped to around ~70% as inflation remains stubborn and internal dissent grows. This change is sending ripples through mortgage markets and borrower expectations. Why the optimism is cooling Even though there was a recent rate cut, some Fed offic

November 12, 2025 | Market Insights | Presented by ReadySetLoan™️ The recent election outcome in New York City has stirred talk of residents reconsidering their living arrangements. With the new city leadership and shifting policies, some New Yorkers are exploring suburban or nearby states — and Connecticut is firmly in the conversation. While the exodus may not be massive, the ripple effects could impact the housing and mortgage landscape for local buyers and homeowners. The

November 11th, 2025 | Market Insights | Presented by ReadySetLoan™️ Despite concerns of rising financial strain, the latest data from Federal Reserve Bank of New York shows that U.S. homeowners are overall in solid shape — with strong equity, good credit, and low risk of foreclosure. While some parts of the market may be bumping along, this isn’t the crisis many feared. For homeowners and buyers in Connecticut, this is welcome news — but also a reminder to stay prepared and p

November 10, 2025 | Market Insights | Presented by ReadySetLoan™️ The headlines say it loud and clear: “The Fed Just Cut Rates!”  — and naturally, homebuyers across Connecticut start asking the same question: “Does that mean my mortgage rate is going down?” Not so fast. While a Fed rate cut may sound like a silver bullet for borrowers, the truth is far more complex. The Federal Reserve influences the economy in many ways — but long-term mortgage rates don’t always follow its

November 9, 2025 | Market Insights | Presented by ReadySetLoan™️ Mortgage demand is slowing again, even after rates dipped to their lowest point of the year. That brief moment of relief sparked some activity — but as rates crept back up, buyer enthusiasm cooled fast. For Connecticut homebuyers and homeowners, this is a real-time reminder that the mortgage market moves faster than the headlines — and that being prepared is far more valuable than waiting for the perfect moment.

November 8, 2025 | Industry Insights | Presented by ReadySetLoan™️ America’s smallest coin is finally being phased out — and the ripple effects are larger than you’d think. As the U.S. Mint halts penny production, businesses from Burger King to local coffee shops are bracing for a world where transactions no longer end in “.99.” While it may sound trivial, this shift in how we handle small change carries big lessons about adaptation, efficiency, and value. Small Change, Big C

November 6th, 2025 | Market Insights | Presented by ReadySetLoan™️ More home-purchase deals are collapsing before closing as economic uncertainty grows. Nationwide, roughly 15% of pending home sales were canceled in September , up from 13.6% a year earlier. Buyers are increasingly pulling out due to job worries, tighter budgets, and shifting confidence. For Connecticut, where affordability is already stretched, this trend highlights the importance of preparation, strategy, an

July 25, 2025 | Policy & Market Updates | Presented by ReadySetLoan™ Washington just dropped a legislative bombshell that could reshape...

July 24, 2025 | Market Trends | Presented by ReadySetLoan™ This summer, the real estate market feels like a strategic standoff — and both...

July 5, 2025 | Market & Tech Trends | Presented by ReadySetLoan™ Amazon’s robot workforce has officially surpassed one million. That’s...

July 3, 2025 | Financial Health | Presented by ReadySetLoan™ When we think of financial stress, most people imagine folks struggling to...

June 25, 2025 | Market Insights | Presented by ReadySetLoan™ When international headlines scream “conflict,” most Americans don’t...

June 19, 2025 | Connecticut Policy Update | Presented by ReadySetLoan™ New Law Shields Homeowners from Surprise Foreclosure Nightmares...

June 18, 2025 | Housing Market Trends | Presented by ReadySetLoan™ So… where are home prices headed in the second half of 2025? Will...

June 16, 2025 | Market Trends, Connecticut Housing Market | Presented by ReadySetLoan™ As we enter the second half of 2025, many...

June 11, 2025 | Industry News | Presented by ReadySetLoan The mortgage world got a little honesty this week from one of the biggest names...

June 10, 2025 | Market Trends | Presented by ReadySetLoan Inventory is up. Price cuts are in. And in Connecticut, more homes are sitting...

June 11, 2025 | Market Trends, Real Estate | Presented by ReadySetLoan As 2025 rolls on, many Connecticut homebuyers are asking...