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November 6th, 2025 | Market Insights | Presented by ReadySetLoan™️ More home-purchase deals are collapsing before closing as economic uncertainty grows. Nationwide, roughly 15% of pending home sales were canceled in September , up from 13.6% a year earlier. Buyers are increasingly pulling out due to job worries, tighter budgets, and shifting confidence. For Connecticut, where affordability is already stretched, this trend highlights the importance of preparation, strategy, an

November 6, 2025 | Market Trends | Presented by ReadySetLoan™️ The dream of homeownership is still alive — but it’s arriving later in life. New data shows first-time homebuyers now make up a smaller portion of the market than ever before, while their average age has climbed to a record high. High prices, rising rates, and shrinking inventory have made it harder for younger buyers to get their foot in the door, fundamentally reshaping what “first-time buyer” means in today’s h

November 5, 2025 | Mortgage Insights | Presented by ReadySetLoan™️ Mortgage rates hovering in the low-6% range are breathing some fresh air into an otherwise tight housing market. While affordability is still a challenge, buyers are finally seeing a window of opportunity. The key now is understanding how to make the most of it — from timing your purchase to evaluating loan options and assistance programs that can help turn “maybe someday” into “let’s do this.” 📉 Rates Are Ea

November 2025 | Mortgage Insights | Presented by ReadySetLoan™️ The Return of a Risky Loan Type As mortgage rates remain elevated, many buyers are turning again to adjustable-rate mortgages (ARMs) to reduce initial costs. These loan products were once at the center of the housing collapse, but are now making a comeback. ARMs offer lower starting rates, typically for a fixed period, before adjusting based on short-term interest rates. For borrowers looking to minimize monthly

November 1, 2025 | Market Outlook | Presented by ReadySetLoan™️ In Connecticut, the housing cost dynamics are shifting in ways that matter for anyone weighing whether to keep renting or take the the leap into homeownership. Across different regions of the the state, the monthly cost of owning a home is becoming more competitive relative to renting. For many households, especially those ready to get financially serious, now might be the right moment to explore buying. Local ma

October 2025 | Rate Forecasts & Affordability | Presented by ReadySetLoan™️ The Forecast Isn’t as Relaxed as Some Hoped Despite recent dips in mortgage rates, the outlook from housing finance forecasts remains cautious. The latest projections put the 30-year fixed mortgage rate at about 6.3% by year-end , slightly above recent averages and suggesting no quick drop below 6% in 2025. Although there is optimism for next year, with projections tracking closer to 5.9% by the end o

October 30, 2025 | Market Outlook | Presented by ReadySetLoan™️ 2026 may finally mark a turning point for New England homebuyers and sellers — especially in Connecticut and Rhode Island. Mortgage rates are stabilizing, inventory is gradually expanding, and confidence is beginning to return to the housing market. For buyers in towns like Hartford, New Haven, Stamford, and Providence, the next year could bring a more balanced and accessible market. Let’s explore what the latest

October 2025 | Market & Affordability Insights | Presented by ReadySetLoan™️ The Rising Cost of Innovation The rapid expansion of artificial-intelligence infrastructure is bringing unseen pressure to housing budgets. Data centers that power AI systems demand enormous power loads, which drive up electricity demand—and as supply struggles to keep pace, utility rates are rising across the many regions connected to the same grid. That means monthly utility bills are becoming less

October 2025 | Economic Perspective | Presented by ReadySetLoan™️ From Farmhands to Professionals Two and a half centuries ago, the average American worker was farming, forging, or crafting goods by hand. Today, they’re analyzing data, managing teams, and leading digital innovation. Across 250 years, the U.S. workforce has evolved from agricultural grit to professional precision — trading physical endurance for mental agility, and local production for global collaboration. Th

October 2025 | Market Migration | Presented by ReadySetLoan™️ A Tale of Two Markets The line between New York City and Connecticut real estate keeps blurring. As high-income professionals trade city skyline views for suburban breathing room, Fairfield County has become one of the most sought-after relocation zones in the Northeast. After years of remote and hybrid work reshaping buyer behavior, the trend has evolved from temporary movement to permanent migration. What started

October 2025 | Policy + Market Insights | Presented by ReadySetLoan™️ A New Chapter in Connecticut Housing After months of debate and a gubernatorial veto earlier this year, Connecticut lawmakers are aligning on a new housing bill that could reshape development and affordability across the state. The proposal—now in its final stages before a special legislative session—focuses on three major areas: zoning reform, infrastructure expansion, and housing accessibility. At its cor

October 2025 | Market Insights | Presented by ReadySetLoan™️ A New Level of Luxury Connecticut’s luxury market is rewriting the record books. For the first time, seven Connecticut ZIP codes  now rank among the most expensive in the nation  — and every single one of them lies within Fairfield County . These elite pockets represent some of the most desirable communities in the Northeast, defined by high-end amenities, coastal access, and a deep bench of cash buyers. Here’s wher

October 2025 | Market Trends | Presented by ReadySetLoan™️ What the Numbers Show A new wave of growth is reshaping the U.S. housing map — and while Connecticut isn’t on the list of the nation’s top 50 fastest-growing counties, the lessons are crystal clear. Population growth continues to accelerate across key regions, led by affordability, job opportunities, and lifestyle appeal. These migration patterns are transforming once-affordable markets into bustling housing hubs. And

October 2025 | First-Time Buyer Trends | Presented by ReadySetLoan™️ What’s Going On Despite some of the toughest affordability pressures in decades, next-up buyers born between 1997 and 2012 aren’t walking away from the dream of owning a home. According to recent data, they’re simply adapting. Key findings: Many Gen Zers list career advancement as their first milestone , ahead of buying a home, getting married, or having children. About 51%  say they’re “highly concerned” ab

October 2025 | Market Signals | Presented by ReadySetLoan™️ A New Shift: Inventory Flattens While Foreclosure Filings Climb A key piece of data has emerged: foreclosure filings across the U.S. are rising, even as the housing inventory rebound loses steam. In June 2025 , ATTOM reported that 1 in every 4,361 housing units  faced a foreclosure filing—with Connecticut  ranking 20th nationally, at 1 in every 4,609 units . In the first half of 2025, total foreclosure filings jumped

October 2025 | Market Pulse | Presented by ReadySetLoan™️ What’s Changing — With a Local Twist After several months of improving housing...

October 8, 2025 | Connecticut Real Estate Trends | Presented by ReadySetLoan™️ Connecticut’s housing scene is turning heads across the country — and for good reason. According to Zillow’s latest data, four Connecticut metro areas  are now ranked among the hottest housing markets in the nation . Hartford leads the charge, with Norwich, Bridgeport, and New Haven following close behind. From lightning-fast sales to record-high prices, the Nutmeg State’s real estate market is off

October 7, 2025 | Housing Affordability & Lifestyle | Presented by ReadySetLoan™️ Living solo has always come with perks — freedom, independence, and full control over the remote — but according to The Economist’s  new “Carrie Bradshaw Index,” it’s also becoming a lot more expensive. From studio apartments to streaming subscriptions, the cost of living alone has climbed faster than inflation itself, leaving many singles wondering if independence still fits the budget. What Is

October 6, 2025 | Housing Market Trends | Presented by ReadySetLoan™️ In a clear sign that the housing market is shifting, nearly 17% of...

September 26, 2025 | Finance Hacks | Presented by ReadySetLoan™️ What Is the 0.01% Rule? The 0.01% Rule  is a simple financial hack: If a...