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📉 Tariffs Push Mortgage Rates to 2025 Lows

Will They Drop Even More After Friday’s Jobs Report?


Mortgage rates have just crossed the finish line into the lowest levels of 2025—and all eyes are on what comes next. This dramatic dip comes on the heels of major tariff-related news that rattled markets and pushed investors to the bond market, dragging the 10-year Treasury yield—and mortgage rates—down with it.

As we mentioned in this week’s Housing Market Tracker, we were watching for a “bad news” event big enough to break the yield barrier. This week delivered. The resistance broke, and so did mortgage rate ceilings.


But now the real question is: Are we in for even lower rates after Friday’s jobs report?


🐷 RSL Piggy Points: Why Mortgage Rates Dropped


  • Tariff Trouble = Market Jitters: Negative trade news triggered a sell-off in the stock market, and investors ran to bonds for safety.

  • Bond Market Surge: This influx pushed the 10-year Treasury yield down—a key influencer of mortgage rates.

  • Mortgage Rates Followed: With yields falling, mortgage rates dropped to their lowest point of the year.


📊 What Friday’s Jobs Report Could Mean


The next major hurdle—or opportunity—comes this Friday with the release of the national jobs report. This one number could shift the direction of mortgage rates dramatically:


  • A weaker-than-expected report could signal slowing economic growth, encouraging even more bond buying and pushing mortgage rates lower.


  • A strong report, on the other hand, might ease market fears and pull investors back into stocks, driving mortgage rates higher again.


🏁 RSL Perspective


At ReadySetLoan, we believe timing is everything in the race to homeownership. Market dips like this don’t last forever—and if you’ve been waiting on the sidelines, now might be your moment to sprint ahead.


This is the perfect time to:


  • Explore your buying power with lower rates.

  • Run the numbers on a refinance.

  • Get prepped and pre-approved, so you're ready to act fast if rates dip further.


Need help navigating the mortgage track? ReadySetLoan is your resource coach, cheerleader, and expert guide all in one.


🏁 Let ReadySetLoan help you cross the finish line with confidence.Connect with us today and make your next move a smart one: www.readysetloan.com



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