💰 Homeowners Are Tapping Into Trillions in Equity – Should You?
- Neil Caron
- Jun 4
- 2 min read
June 3, 2025 | Home Equity Lending | Presented by ReadySetLoan
HELOC withdrawals just hit their highest first-quarter level in 17 years, and it’s no mystery why. With U.S. homeowners sitting on a jaw-dropping $11.5 trillion in tappable equity, the question is no longer if you can access your home’s value — it’s how and when.
According to ICE Mortgage Technology, millions of homeowners are now looking to their homes not just as shelter but as a strategic financial tool. If you've been thinking about tapping into your equity, 2025 may be your moment.
🐽 RSL Piggy Points:
$11.5 trillion in tappable home equity is available nationwide as of Q2 2025.
HELOC withdrawals in Q1 2025 were the highest for that period since 2008.
The average HELOC rate dipped below 7.5% in March — and could drop further.
A $50,000 HELOC now costs over $100 less per month than in early 2024.
Roughly 25% of U.S. mortgage holders are considering a HELOC or home equity loan this year.
📢 RSL Perspective:
At ReadySetLoan, we believe financial empowerment starts at home — literally. Home equity isn’t just a number on paper; it’s an opportunity to fund what matters most to you: home improvements, debt consolidation, or even building an emergency fund.
We’re here to demystify options like HELOCs and home equity loans so you can make confident, informed decisions. Wondering whether a HELOC makes sense for you? We’ll walk you through the pros, cons, and timing considerations — no pressure, just expert support.
🎙️ Neil’s Take
with
Neil Caron, Retail Sales Manager, CMG Mortgage
“Homeowners are finally recognizing that their equity can be used strategically, especially when rates are dropping. A HELOC isn’t just about borrowing; it’s about leveraging your investment wisely. If rates trend downward as expected, we’ll see even more families using equity to reach financial goals without sacrificing their first mortgage rate.”
📞 Your Next Move Starts Here
Not sure how much equity you can access? Curious whether a HELOC or fixed-rate home equity loan fits your goals?
Let ReadySetLoan be your guide. We're your resource for smart borrowing, strategic planning, and homeownership education — from the starting line to the finish.
Comments