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Could Home Prices Dip This Spring? Key Market Signals to Watch
At ReadySetLoan , we’ve been tracking the shifting housing market closely. Recently, we noted that the inventory of unsold homes is on...

Neil Caron
Feb 3, 20251 min read


U.S. Homes Sales in 2024 Fell to Lowest Level in Nearly 30 Years
4.06 million Higher mortgages rates and record home prices kept sales subdued for the second straight year Existing-home sales in the...

Neil Caron
Jan 31, 20251 min read


Markets in a minute......
It's time for Markets in a Minute! Here's your weekly look at what's happening with rate movement, the economy and the housing market....

Neil Caron
Jan 31, 20251 min read


Household income required to buy a home in every state
In 36 out of the 50 states, homebuyers need to earn six figures to afford a home.

Neil Caron
Jan 31, 20251 min read


Mortgage Rates Hold Steady: What Homebuyers Need to Know
As of January 30, 2024, the average 30-year fixed-rate mortgage stands at 6.95% , marking a slight dip from last week’s 6.96% , according...

Neil Caron
Jan 31, 20251 min read


New Home Sales Shine as Market Closes Strong in 2024
The market for newly built homes continues to be a bright spot in the housing industry. As 2024 wrapped up, new home sales and...

Neil Caron
Jan 31, 20252 min read


Why didn’t we see a home-price correction in 2024?
Existing home sales ended the year on a positive note, aligning with our Housing Market Tracker data, and surprisingly, home prices also...

Neil Caron
Jan 28, 20251 min read


“Home Same Home”
The U.S. just experienced its slowest year for home sales in nearly 30 years, driven by a combination of high mortgage rates and...

Neil Caron
Jan 27, 20251 min read


Mortgage Facts vs. Myths #1
Truth While a 20% down payment may help you avoid private mortgage insurance (PMI), you don't need to put down that much to buy a home....

Neil Caron
Jan 21, 20251 min read


Pros, Cons and Misconceptions of FHA Condo Approval
What are the PROS of being an FHA Approved Condominium? FHA condo approval dramatically increases the pool of potential buyers Statistics...

Neil Caron
Dec 21, 20183 min read
A Lesson in Selective Enforcement and Officer’s Authority
A defense owners can raise if the Board claims the owner has violated the rules is “selective enforcement,” meaning the Board arbitrarily...

Neil Caron
Nov 2, 20182 min read
A Lesson in Selective Enforcement and Officer’s Authority
A defense owners can raise if the Board claims the owner has violated the rules is “selective enforcement,” meaning the Board arbitrarily...

Neil Caron
Nov 2, 20182 min read
It's House Hunting Season!
Between October and December each year, starter home inventory in the US gets a 7% boost, according to new data from Trulia. In 70 of the...

Neil Caron
Oct 11, 20182 min read
Explaining The Manager Licensure Bill
HOA laws are generated at the state level. Some states require licensing and others do not. Connecticut is one state that requires...

Neil Caron
Sep 27, 20182 min read
Political Yard Signs and HOA Rules During Campaign Season
As Election Day draws near, disputes over political yard signs can lead to lessons of free-speech in America's neighborhoods....

Neil Caron
Sep 24, 20182 min read
U.S. Senate Passes Two Amendments With Hope To Help Homeowners With Failing Foundations
Last Wednesday, August 1st, the U.S. Senate passed two amendments that aid the issue of failing foundations in northern Connecticut. The...

Neil Caron
Aug 9, 20182 min read
U.S. Senate Passes Two Amendments With Hope To Help Homeowners With Failing Foundations
Last Wednesday, August 1st, the U.S. Senate passed two amendments that aid the issue of failing foundations in northern Connecticut. The...

Neil Caron
Aug 9, 20182 min read


ADA vs FHA: How do they affect community associations?
The Americans with Disabilities Act and the Fair Housing Act have several similarities. Both outlaw discrimination against individuals...

Neil Caron
Jul 24, 20182 min read
ADA vs FHA: How do they affect community associations?
The Americans with Disabilities Act and the Fair Housing Act have several similarities. Both outlaw discrimination against individuals...

Neil Caron
Jul 24, 20182 min read
Can I Still Get A Mortgage After Credit Problems?
It depends on what the problems were and how long it’s been since you had those problems. Negative Items on Your Credit Reports...

Neil Caron
Jul 12, 20183 min read
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