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Love the Neighborhood, But the House Needs Work? Renovation Loans Can Help—Here’s How
Buying your first home is a huge milestone—but what happens when you fall in love with the location , not the condition of the home? If...

Neil Caron
Apr 112 min read


Condo Prices Dip for the First Time in 10 Years—What It Means for Homebuyers
🏁 ReadySetLoan Market Watch For the first time in a decade, condo prices across the U.S. saw a year-over-year decline—down 0.26% in...

Neil Caron
Apr 112 min read


Tariffs Might Push Mortgage Rates Lower — But Will It Actually Help Homebuyers?
President Trump’s newly announced tariffs shook the markets this week, sending the 10-year Treasury yield down to its lowest point since...

Neil Caron
Apr 103 min read


🏡 Nearly Half of U.S. Homes Are Over 40 Years Old — What It Means for Buyers and Owners
Did you know nearly 48% of all owner-occupied homes in the U.S. were built before 1980 ? That means almost half the homes on the market...

Neil Caron
Apr 102 min read


Housing Needs to Be More Accessible for Older Adults
🏁 Straight from the Piggy Bank: Aging shouldn't mean isolation. Planning inclusive spaces keeps us connected. While the real estate...

Neil Caron
Apr 92 min read


📉 Tariffs Push Mortgage Rates to 2025 Lows
Will They Drop Even More After Friday’s Jobs Report? Mortgage rates have just crossed the finish line into the lowest levels of 2025 —and...

Neil Caron
Apr 92 min read


⚠️ Warning: The Student Loan Cliff Could Crush Your Homebuying Dreams
As the student loan forbearance period comes to an end, millions of Americans face a financial reality check. This so-called “Student...

Neil Caron
Apr 83 min read


$35 Trillion in Home Equity—Why It Feels More Like a Burden Than a Blessing
The wealth locked in American homes is at an all-time high—but for many homeowners, it’s coming at a steep cost. According to the Federal...

Neil Caron
Apr 83 min read


Homebuyers Are Responding to Stable Rates, Rising Inventories
The 2025 housing market is showing signs of renewed energy—and savvy homebuyers are seizing the moment. According to recent MBA lender...

Neil Caron
Apr 72 min read


🏗️ Homebuilder Inventory Hits 15-Year High — A Window of Opportunity for Buyers?
The number of unsold, completed new single-family homes just reached 119,000 in February 2025—the highest we’ve seen since the summer...

Neil Caron
Apr 72 min read


🏁 RSL Weekend Edition: How Low Can Mortgage Rates Go with All This Drama?
Rates are falling, but for how long? Mortgage rates have been drifting lower since January 14th, defying expectations that inflation and...

Neil Caron
Apr 62 min read


How Trump’s Housing Policies Could Reshape Mortgages
As we head into the 2025 election cycle, the mortgage industry is watching closely: what will Trump 2.0 mean for housing? While there’s...

Neil Caron
Apr 62 min read


🐔 11 Million Chickens… and a Mortgage Metaphor We Can’t Ignore
In 2024, 11 million U.S. households are now proud owners of backyard chickens. That’s a huge jump from just 5.8 million in 2018,...

Neil Caron
Apr 52 min read


Baby Boomers Are Back on Top: What It Means for Today’s Homebuyers
In a surprising turn of events, baby boomers have reclaimed the title of largest generational group of home buyers, accounting for 42% of...

Neil Caron
Apr 52 min read


Who’s Collecting Your Mortgage Now?
How to Stay Ahead of Servicing Transfers and Protect Your Peace of Mind When you buy a home — likely the biggest purchase you’ll ever...

Neil Caron
Apr 43 min read


Tariff Turbulence Sends Mortgage Rates to 2025 Lows
Will Friday’s Jobs Report Push Them Even Lower? 📉 Mortgage rates just hit their lowest levels of 2025—and tariff news is the driving...

Neil Caron
Apr 42 min read


🏡 Home Price Growth is Flattening—But the Northeast Is Heating Up
What Buyers Need to Know for 2025 📈 The real estate market is sending mixed signals in 2025. According to a new report by Cotality...

Neil Caron
Apr 42 min read


☕️ Lattes Didn’t Break the Housing Market (So Stop Blaming Them)
You’ve heard it before: “Can’t afford a house? Just stop buying lattes!” This catchy one-liner has haunted millennials for over 20 years....

Neil Caron
Apr 32 min read


Mortgage Rates vs. Market Mayhem: Who’s Winning?
Jobs data, tariff talk, and Fed speeches could drive mortgage rates even lower — are you ready? Mortgage rates have been sprinting...

Neil Caron
Apr 32 min read


No, Homeowner Delinquency Rates Aren’t Elevated — Let’s Clear That Up
There’s been a wave of online chatter lately claiming that homeowners are slipping into financial trouble. But at ReadySetLoan , we’re...

Neil Caron
Apr 22 min read
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