Good News for Buyers: Fannie Mae & Freddie Mac Step Up to Prevent Foreclosures
- Neil Caron
- Jul 7
- 2 min read
July 7, 2025 | Homebuyer Opportunities | Presented by ReadySetLoan™
At ReadySetLoan™, we’re always looking for silver linings and opportunities in the housing market — and there’s some great news worth sharing. In the first quarter of 2025 alone, Fannie Mae and Freddie Mac (the government-sponsored enterprises or GSEs) helped prevent more than 60,000 foreclosures across the country. That’s not just a statistic — it’s a sign of resilience and a strong safety net supporting homeowners and, ultimately, the entire housing market.
Since 2008, these two major players have completed over 7.1 million foreclosure prevention actions, helping families stay in their homes and strengthening communities nationwide.
What does this mean for potential homebuyers?
🐷 RSL Piggy Points:
Market Stability: By preventing foreclosures, the GSEs help keep neighborhoods stable, which can support home values and create more predictable buying conditions.
Smoother Inventory Flow: While foreclosure starts did rise slightly (up 4.9% to 21,972), the overall actions to help homeowners mean there’s less risk of a sudden flood of distressed properties on the market, avoiding price volatility.
Confidence for Buyers: A market with strong support systems makes it a less stressful environment for new buyers to jump in confidently.
The number of new forbearance plans also dropped significantly to 31,010 in Q1 2025 (down from nearly 47,000 the previous quarter), and only 0.13% of GSE-serviced loans remain in forbearance.
While states like Florida, California, and Texas have higher delinquency rates, the overall national picture shows strong fundamentals — especially good news for buyers here in Connecticut.
Neil’s Take 🎤
"When foreclosure prevention efforts are strong, it helps keep the entire market on solid footing," says Neil Caron, Area Sales Manager at CMG Mortgage. "For Connecticut buyers, this is an encouraging signal that now might be a great time to step into the market with confidence, knowing that the system is designed to protect long-term stability."
RSL Perspective
"Homeownership isn’t just about finding a house; it’s about feeling secure in your investment," says ReadySetLoan™. "These foreclosure prevention efforts show that support systems are in place to keep the market steady, making this a promising moment for Connecticut buyers to make their move."
Ready to explore your options?
Whether you're buying your first home or looking to move up, the market is showing signs of resilience and strength — and ReadySetLoan™ is here to guide you every step of the way.
Learn more and start your homeownership journey with confidence at ReadySetLoan™.
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