With Buyers Sidelined, Affordable Listings Climb—A Break for Connecticut Homebuyers
- Neil Caron
- Sep 12
- 2 min read
September 12, 2025 | Housing Market Trends | Presented by ReadySetLoan™️
Good news for buyers: the number of listings truly affordable to the median-income household just hit its highest point since August 2022. Thanks to rebounding inventory and slower price growth, more homes are within reach—even if affordability challenges still linger. Here’s how Connecticut buyers and sellers can make sense of it.
What’s Happening
Affordable options increasing: In July, about 439,000 U.S. listings were affordable to a median-income household—including mortgage, taxes, insurance, and maintenance—a 20% jump year-over-year.
Inventory rise is key: Total homes listed for sale climbed 18% from last year, putting more properties within financial reach.
Still a cost squeeze: Only 31.7% of listings are affordable—nearly the same as last year and well below the 53.7% seen in July 2020. Despite more options, affordability is still constrained.
New listings helping too: About 33.7% of newly listed homes are affordable—up slightly from last year—indicating sellers are adjusting prices in response to market pressure.
What It Means for Connecticut
Neil’s Take 🎤
"We’re finally seeing some breathing room. Affordable listings are up—not everywhere, but in enough places to give Connecticut buyers a chance to act. If you’re ready financially, you can step into a less frantic market. Sellers, on the other hand, still hold the advantage—but pricing right matters more than ever."— Neil Caron, Area Sales Manager, CMG Mortgage
RSL Piggy Points
Affordable listings up 20% since last year—but still just one-third of available homes.
Inventory growth is easing supply—but affordability challenges remain real.
Buyers in Connecticut who prepare now may find smart opportunities.
Sellers should price to value if they want to engage today’s cautious, prepared shoppers.
RSL Perspective
At ReadySetLoan™️, we see this as a moment of cautious optimism. Increase in affordability doesn’t mean prices have fallen—it means balance is shifting, slowly. Whether you’re buying or selling, being ready and realistic will help you make the most of it.
Final Lap
Affordable home listings are climbing—but affordability hasn't really improved yet. In Connecticut, that means opportunity exists, but only for those prepared to move with insight. ReadySetLoan™️ is here to coach that strategy every step of the way.
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