Americans Are Moving at Half the Rate They Used To – What It Means for Housing
- Neil Caron
- Sep 1
- 2 min read
September 1, 2025 | Housing Market Trends | Presented by ReadySetLoan™️
For decades, moving was as American as baseball and apple pie. But today, Americans are packing fewer boxes and staying put longer. Current data shows that the national mobility rate has dropped to nearly half of what it was just a generation ago. This slowdown has major implications for housing, affordability, and community growth — especially in Connecticut, where tight supply is already reshaping the real estate landscape.
Why Americans Aren’t Moving as Much
Several factors are causing families to stay in place:
Low-rate “lock-in effect” – Homeowners who secured 3% mortgage rates in past years are hesitant to give them up for higher ones today.
High housing costs – With prices elevated, selling often doesn’t free up enough equity to make a move worthwhile.
Lifestyle shifts – Remote work has made location less critical, allowing more people to stay in their current homes.
📉 Fewer moves mean fewer listings, and that shortage is directly fueling price pressure in markets like Connecticut.
Neil’s Take 🎤
“Mobility has always been a driver of opportunity — new jobs, new schools, and new communities,” says Neil Caron, Area Sales Manager at CMG Mortgage. “But when fewer homes hit the market, it puts tremendous stress on both buyers and renters. That’s why education is key. At ReadySetLoan™️, we guide families through programs and strategies to compete in today’s low-inventory environment.”
RSL Piggy Points 🐷💡
📦 Half the moving rate: Americans are moving at roughly 50% the pace of past generations.
🏠 Tight inventory: With fewer homes on the market, buyers face steeper competition.
💰 Equity opportunity: Homeowners sitting on record equity may still unlock financial advantages without moving — through refinancing or renovation loans.
🌎 Local impact: Connecticut buyers feel the crunch most in communities with limited new construction.
The RSL Perspective
While fewer moves may seem like a slowdown, it also creates opportunities. Homeowners can invest in making their current homes fit long-term needs, while buyers who stay persistent may find chances as life events eventually bring new listings to market.
🏁 At ReadySetLoan™️, we’re here to help you navigate the twists and turns of today’s housing race — whether that means buying, refinancing, or simply understanding your equity position.
✅ Next step: Want to explore your housing options in Connecticut’s low-mobility market?
Connect with ReadySetLoan™️ today — your partner at every step to the finish line.
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