November 8, 2025 | Industry Insights | Presented by ReadySetLoan™️ America’s smallest coin is finally being phased out — and the ripple effects are larger than you’d think. As the U.S. Mint halts penny production, businesses from Burger King to local coffee shops are bracing for a world where transactions no longer end in “.99.” While it may sound trivial, this shift in how we handle small change carries big lessons about adaptation, efficiency, and value. Small Change, Big C

Despite a slight economic lift, the housing market continues to feel the pinch as consumer sentiment remains low, according to Fannie...