December 2025 | First-Time Homebuyers | Presented by ReadySetLoan™️ Hi. I’m 18 years old. I’m in college. I don’t own a house. I don’t even own a couch that wasn’t free. But I do  think about the future — and one of the biggest questions I keep asking is:  How does someone my age actually get ready to buy a home in Connecticut someday? Everyone keeps talking about down payments , mortgage programs , and credit , but no one really explains it in a way that makes sense if you’r