November 2025 | Mortgage Insights | Presented by ReadySetLoan™️ The Return of a Risky Loan Type As mortgage rates remain elevated, many buyers are turning again to adjustable-rate mortgages (ARMs) to reduce initial costs. These loan products were once at the center of the housing collapse, but are now making a comeback. ARMs offer lower starting rates, typically for a fixed period, before adjusting based on short-term interest rates. For borrowers looking to minimize monthly

October 2025 | First-Time Buyer Trends | Presented by ReadySetLoan™️ What’s Going On Despite some of the toughest affordability pressures in decades, next-up buyers born between 1997 and 2012 aren’t walking away from the dream of owning a home. According to recent data, they’re simply adapting. Key findings: Many Gen Zers list career advancement as their first milestone , ahead of buying a home, getting married, or having children. About 51%  say they’re “highly concerned” ab